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Important Industry News

1099 vs. W-2 - With many states making changes with categorizing Independent Contractors as Employees, you need to be protected. Workers compensation coverage is available! Call or contact us for details on how we can help you.

Bob and the Governor Agency continue to develop specialized packages for Pet Grooming Insurance, Mobile Dog Grooming Insurance, Boarding Kennel Insurance, Doggie Day Care Insurance, Mobile Veterinarian Insurance, Humane Shelter and Rescue Insurance.

What's New?

Governor Ins. has created and offers Canine Cough Coverage.

Individual Disability Coverage for Owners and Employees

With 1000's of current clients nationwide, we take pride in being able to offer the best available coverage's for:

  • Pet Grooming Salons
  • Pet Boutiques
  • Pet Stores
  • Trainers
  • Kennel
  • Daycares
  • Humane Shelters/Rescues
  • Manufacturers and Distributors
  • Mobile Grooming Salons
  • Mobile Veterinarians
  • Veterinarians
  • Other pet related businesses

 

Call or contact us for details.

 

Coverage for Customers Pets.....

Customers Pet coverage will pay for direct loss or injuries to animals that a client leaves in your care, custody or control. This will cover you against animal injuries or death caused by many perils, even if you are not legally liable.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Professional Liability Insurance.......

Professional Groomers Liability Insurance, Professional Boarding Kennel Liability Insurance and Professional Veterinarian Liability Insurance will protect you and your employees from claims that are brought against your business for the rendering or failure to render your professional services in the course of your operation.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Customization Coverage for your Van or Trailer.........

Our automobile/van or trailer coverage is written to specifically include the customized portion of your van or trailer. In standard industry policies the conversion of your van or trailer is not insured unless you are certain it is specifically identified within your policy.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Mobile Dog Grooming .. Loss of Income if your Van is damaged or destroyed....

This coverage will provide for loss of Business Income due to the loss of use of your scheduled van or trailer if it is damaged or destroyed. *Do not confuse the Loss of Income on your standard business insurance policy with Loss of Income to your mobile or trailer. Loss of Business Income and Extra Expense coverage, on a standard business owners policy will not extend to your mobile grooming van or trailer.*

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote.

Canine Cough Coverage......

  • Provide for the loss in Business Income that you sustain from the suspension of your operations
  • Provide for the costs of veterinarian expenses to treat animals
  • Provide to reimburse expenses to clean and disinfect your facilities
  • Provide for the costs to restore your operations and reputation due to “Canine Cough” related instances.

Disability Coverage......

“PROTECT YOUR EARNINGS
for as little as
1 GROOMING per MONTH.”

  • Available on an Individual basis
  • Monthly Benefits available for On-the-job, Off-the-job and sickness
  • Benefits Payable for 12 consecutive months
  • Partial benefit payable upon return to work
  • No monthly premium due if receiving benefits.
  • 14 Day waiting period


For as little as $59.93*/month you can receive:
$1500.00/month in benefits/ occurrence
*Sample based on $30k/yr earnings, 30 Year old non smoker

Business Liability Insurance Coverage.....

Business Liability Insurance consists primarily of liability coverage, which protect you against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:

  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations

Your Business Owners Package combines your Liability, Property and other types of coverage into one comprehensive insurance policy; you may also want to add excess liability protection in the form of a Commercial Umbrella Policy.

Business Property Coverage.....

Protects you against physical damage to buildings, contents, stock, and equipment. The terms and conditions of coverage are determined by the limit of insurance chosen by the policyholder. Scheduling of specific property is usually not necessary. The limit is based on the items that you wish to insure; i.e., buildings, stock, furniture, fixtures, machinery etc.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Business Income and Extra Expense Coverage......

Business Interruption protects the policyholder against lost profits as a result of direct damage to your scheduled premises. This coverage will provide for business income for the actual loss sustained. Typically this is for a 12 month period after the occurrence. Extra Expense provides payments for those extraordinary expenses necessary to continue operations after physical damage to your scheduled premises.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Business Automobile Coverage.....

Business Automobile Liability coverage will protect you against claims arising due to personal injury and property damage caused by an accident with your insured vehicle. In addition to your Business Automobile Liability coverage, we provide coverage for physical damage to the cab, chassis and customization of your mobile grooming van or trailer.

Pet Business Specialist Since 1986. Call us for a Pet Groomer Insurance Quote, Mobile Dog Groomer Insurance Quote, Kennel Insurance Quote

Workers' Compensation Insurance.......

Workers' Compensation Insurance is a "no-fault" insurance coverage that applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental including death resulting from an accident. Only occupational diseases are covered. It is recommended that if your business has any employees, subcontractors or independent contractors, you take the proper steps to protect yourself, as well as your employees, subcontractors or independent contractors.

Workers' Compensation Insurance for Pet Groomer Insurance, Mobile Dog Grooming Insurance and Kennel Insurance Policies provides the payment of four types of benefits:

  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits
  • Provides Employers Liability coverage for injuries
  • In 1985, Robert Thompson of Governor Insurance was approached by Jeff Reynolds of the NDGAA (National Dog Groomers Association of America) to create specific insurance coverage for their Members. Out of this meeting, Bob designed the Professional Liability and Animal Bailee coverage forms that were tailored to meet the specific needs of the Pet Service Industry.

  • In 1998, Bob Thompson designed additional specific coverage for the expanding Mobile Grooming Industry. Along with the Professional Liability and Animal Coverage, Bob created coverage forms to provide for the Loss of Income and to insure the customized portion should your van or trailer be damaged or destroyed.

  • In 2013, Bob Thompson designed specific coverage for Loss of Business Income, Veterinarian Expenses, cost to clean and disinfect and the cost to restore your facilities operations and reputation from Canine Cough related occurrences.

  • In 2015, Bob Thompson negotiated standard rates available for Disability Insurance in the Pet Service Industry.

  • Since 1947, Governor Insurance has been providing Home, Automobile and Business coverage to its clients. Ask about our Special Discounts for Auto and Home Insurance negotiated specifically for the Pet Industry.

Serving the Pet Industry since 1986

 

Pet Insurance

Governors Insurance

Come visit us at the Trade Show!!
Below is a list of Trade shows are planning to attend to showcase our services.

Groom Expo West - Pasadena,CA
02/16/2017-02-19-2017

Atlanta Pet Fair - Atlanta,GA
03/09/2017-03/12/2017

PetQuest - Wilmington,OH
06/22/2017-06/25/2017

All American Grooming Show - Wheeling,IL
08/10/2017-08/13/2017

Groom Expo - Hershey,PA
09/14/2017-09/17/2017

The NDGAA Fun in the Sun - Orlando,FL
10/27/2017-10/29/2017

Pet Boarding & Daycare Expo - Hershey,PA
11/07/2017-11/09/2017